If you’re involved in a car accident, one of the first things you’ll likely wonder is whether or not your auto insurance policy will cover your medical expenses. The answer to this question is complicated and depends on several factors, including the type of insurance policy you have, the severity of your injuries, and the state in which you live in most cases. However, your auto insurance policy should provide some coverage for your medical expenses. For example, your policy may help pay for hospitalization, surgery, and other medical treatments if you have comprehensive coverage. If you, you have collision coverage, your policy may help pay for damage to your vehicle. Now, in some states, personal injury protection, or PIP, is required by law and provides coverage for medical expenses regardless of who is at fault in an accident. It’s best to consult with your insurance agent or company to determine what type of coverage you have and how it will apply in the event of an accident.
We’d be happy to review your insurance coverage options with you! Give us a call at (814) 255-7145 or visit https://maluchnikinsurance.com.