Homeowners Insurance

Home insurance protects your home and the property inside.

  • So what does that mean?
  • The structure of home
  • Other structures like sheds, pools, and fences
  • Personal property such as clothing or furniture

Now, from what is all that protected?

  • Natural disasters (hail, wind, lightning, etc)
  • Other disasters (inside flooding, fire, etc.)
  • Theft & Vandalism
  • Personal liability & Loss of use
  • Catastrophic loss

Home insurance covers all of this to make you whole again. If you just moved into a new home or even if you already have a home insurance policy but are unsure if your coverage best fits your needs, we can help! Simply fill out the quick form to get started!

Our focus is YOUR budget.

We get to know you and your personal situation so we can provide experienced suggestions about your coverage needs. Then you make the informed decision! To prove how much we care about YOU, we automatically shop your insurance annually to ensure you are getting the best value possible.

In 2016, 97.1% of home insurance claims were filed for property damage. Homeowners insurance protects you from property and liability losses. Depending on your residents type will determine the type in home insurance policy you need. If you own the home and it’s your primary residents, you need a homeowners insurance policy. If the home you own is a condo or sometimes a town-home, you need a wall in policy or condo insurance policy. If you are renting a home or apartment, you need a renter insurance policy.

Home Insurance – Condo Insurance – Town Home Insurance – Rental Property Insurance – Mobile Home Insurance – Renter’s Insurance

These property insurance policies are designed to protect you against a catastrophic loss or total loss. They do provide more coverage for all types of losses, and most policies are what they call all perils policies. No matter if you are getting a homeowners insurance quote, condo insurance quote or renter insurance quote, make sure you take to an agent to review all the insurance options.

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Maluchnik Insurance & Financial Services is licensed to conduct business in the state of Pennsylvania, Maryland , and Virginia. The information on this site is a solicitation to conduct business only in the aforementioned states of authority.

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